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Complete your vision for your home with flexible options and fast approval.

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Once approved, go shopping at your favorite stores.

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Take your items home

Take your purchases home same day or arrange for delivery.

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Simple, automatic payments

Schedule your payments around your paydays.

Lease to own

Flexible Lease-to-own

Enjoy convenient, flexible lease-to-own purchase options on items such as furniture, electronics, appliances, mattresses and more!

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Easy to apply

Easy to Apply and Instant Decision.

It’s easy to apply and you can get approved quickly so you can take your merchandise home or arrange for delivery.

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Frequently Asked Questions

What is a lease-to-own purchase program?

The Lease-to-Own Program from Progressive Leasing can be a great way to get what you want right now. Progressive offers a simple lease-to-own program. If you complete all standard recurring auto-lease payments or exercise an early purchase option*, you will own the product(s).

*Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.

What type of items are available for lease from Progressive Leasing?

Progressive Leasing leases merchandise for personal, family or household use. Progressive Leasing will not lease certain kinds of merchandise, including, but not limited to, merchandise that is prohibited from lease transactions by law, consumable items, and merchandise that creates an unmanageable risk for Progressive Leasing. Eligible items include appliances, furniture, jewelry, electronics, mattresses, mobile devices and accessories, musical instruments, and more.

What is the process? How do I get started with a lease-to-own purchase option today?

Your approval is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your approval expires, and you can reapply with Progressive Leasing.

What do I need to apply and how long does my approval last?

In order to apply you must be 18 years or older (19 in AL), have a valid Social Security Number or ITIN, routing and account numbers for an open and active checking account, and a credit or debit card.

Your approval is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your approval expires, and you can reapply with Progressive Leasing.

Is there an application fee or any other up-front fee?

No, Progressive Leasing does not charge an application fee or processing fee. Your initial payment will be withdrawn from your credit or debit card immediately after the lease is executed, but it is the first of your lease payments and is part of the total cost of the lease. If you are not approved, you will not be charged anything.

How do I make payments?

Payments will be deducted automatically from your bank account or charged to your card. Charges will appear on your statement as Progressive Leasing or Prog Lease, not the store where you selected your merchandise.

Frequently Asked Questions

What is a lease-to-own purchase program?
The Lease-to-Own Program from Progressive Leasing can be a great way to get what you want right now. Progressive offers a simple lease-to-own program. If you complete all standard recurring auto-lease payments or exercise an early purchase option*, you will own the product(s).

*Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970.
What type of items are available for lease from Progressive Leasing?
Progressive Leasing leases merchandise for personal, family or household use. Progressive Leasing will not lease certain kinds of merchandise, including, but not limited to, merchandise that is prohibited from lease transactions by law, consumable items, and merchandise that creates an unmanageable risk for Progressive Leasing. Eligible items include appliances, furniture, jewelry, electronics, mattresses, mobile devices and accessories, musical instruments, and more.
What is the process? How do I get started with a lease-to-own purchase option today?
Your approval is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your approval expires, and you can reapply with Progressive Leasing.
What do I need to apply and how long does my approval last?
In order to apply you must be 18 years or older (19 in AL), have a valid Social Security Number or ITIN, routing and account numbers for an open and active checking account, and a credit or debit card.

Your approval is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your approval expires, and you can reapply with Progressive Leasing.
Is there an application fee or any other up-front fee?
No, Progressive Leasing does not charge an application fee or processing fee. Your initial payment will be withdrawn from your credit or debit card immediately after the lease is executed, but it is the first of your lease payments and is part of the total cost of the lease. If you are not approved, you will not be charged anything.
How do I make payments?
Payments will be deducted automatically from your bank account or charged to your card. Charges will appear on your statement as Progressive Leasing or Prog Lease, not the store where you selected your merchandise.

Still have questions? Learn more here.

Customer Service

Progressive Leasing
Customer Service:

877-898-1970

Customer Service

Hours of Operation:

Monday-Friday: 8am-7pm EST
Saturday: 10am-6pm EST

The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

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